To suit your investment requirements, RHB Bank can provide you with avenues to invest in a wide range of Money Market and investment products.

The type of money market products offered includes:-

View RatesFixed Deposits

• Straight forward cashflow management

• Tenure : 1 month - 15 months and beyond

View RatesOutright NID ( RM )

• Negotiable instruments of deposits (nid) denominated in ringgit issued by RHB Bank (authorized bank) as evidence for minimum
  period of 1 months at negotiable rates up to 5 years

Outright FC – NID

• Foreign Currency Negotiable Instrument of Deposit (FC-NID) is a bearer certificate that certifies a sum of monies denominated in foreign currency has been deposited with the issuer whereby it is payable to the bearer, on the stipulated / specified date of maturity at the nominal value.

  more information on FC-NID

  Interest shall be payable to the bearer by the issuer on maturity at coupon rate fixed in percent (%) per annum, or at specific interest date – at 3 or 6 months intervals after the issue date for long term FC-NID – on the basis of a predetermined coupon rate.

  Benefits of Investing in FC-NID

  • Alternate mode of foreign currency investment.
  • Attractive interest rates.
  • Flexibility of liquidating before maturity.
  • No Fees & no commission charged.
  • Guaranteed principal & interest upon redemption at maturity.
  • Flexible tenures.

  Foreign Currency Type

  • Presently denominated in US Dollars.

  FC-NID Deposit Amounts

  • Minimum of USD 100K per certificate.
  • Subsequent additional amount in multiples of USD 50K per certificate.
  • Up to a maximum of USD 2.0 million per certificate

  Interest Rate

  • Interest rate is based on the prevailing US Dollar interest rates.
  • Interest is calculated based on 360 days basis.

  Main Types of FC-NID

  • Short term FC-NID : where the maturity date not less than 1 calendar month and not later than 12 calendar months; from date of issue.
  • Long Term FC-NID : where the maturity is not earlier than 12 calendar months and not later than 60 calendar months ( 5 years ); from date of issue.

  Authorized Depository

  • All FC-NID certificates are securely deposited with an Authorized Depository(AD) at all times.
  • RHB Bank is an Authorized Depository.

  Contact
  For further queries please contact:

  RHB Bank Bhd - Treasury - FC Funding & Investment Dept

Repurchase Agreement (REPO's)

• To manage your cashflows efficiently on a short term basis (overnight to 1 year)

View RatesMulti-Currency Deposit Account (MCA)

• To facilitate your import / export by saving on cost of exchange and earning on attractive interest rates

• To meet personal needs in term of overseas education or employment

View RatesTreasury Money Market Time Deposit

• Treasury Money Market Time Deposit (abbreviation MMTD) is an Interest Bearing Deposit placed with RHB Bank Berhad in an uncollaterized form. MMTD ranks pari passu with other Deposits of the Bank.

  more information on Time Deposit

  CURRENCY TYPE

  • Denominated in (RM) Ringgit.

  MM TIME DEPOSIT TENURES

  • Minimum tenure 1 Day
  • Maximum tenure 364 Days

  MM TIME DEPOSIT AMOUNTS

  • Minimum RM 500K per transaction
  • Subsequent additional amount is in multiples of RM 1K
  • No maximum amount. It depends on the banks funding position

  FEES

  • Commission / Fees NIL

  INTEREST RATE

  • Interest rate is based on the prevailing local inter-bank money market interest rates
  • Interest is calculated based on 365 days basis.

  BENEFITS OF INVESTING IN MMTD

  • Flexibility in cash-flow management and an opportunity in investing in the short term money market with an attractive interest return.

  DEPOSITOR INSTRUCTION

  • Verbal instructions then followed by written instruction.

  EARLY REDEMPTION

  • No interest shall be given for any Deposit which principal is early or prematurely redeemed by the Depositor.

  MASTER ACCOUNT OPENING FORM

  • Depositors who are placing MMTD Deposits for the first time is required to complete and sign the Master Account Opening Form.

  CONTACT

  For further queries please contact:

  • RHB Bank Bhd – Treasury – FC Funding & Investment Dept

Treasury Investment Products

To suit your investment requirement, RHB Bank can provide you the opportunity to invest in short and long term instruments. Investment instruments can be divided into two categories:-

Short Term to Medium Term

• Fixed Deposits (FD's)
• Outright NID
• Repurchase Agreement (REPO's)
• Bankers Acceptance (BA's)
• Notes Issuance Facilities (NIF), Revolving Underwriting Facilities (RUF)
• Cagamas Notes / Negara Bills / Treasury Bills
• MM Time Deposit (MMTD)

Long Term

• Malaysian Government Securities (MGS)
• Private Debt Securities (PDS) - Corporate Bonds
• Khazanah Nasional Bonds, Danaharta, Danamodal Bonds
• Cagamas Bonds